TrueAffordHome Affordability by State
What can you afford in West Virginia?
A baseline estimate for a household earning $90,000 a year gross, with typical debts and expenses, a $30,000 down payment, and a 740-759 credit score — using West Virginia's own property tax and insurance data rather than a national average. Every assumption is editable in the full calculator below.
West Virginia's effective property tax rate is around 0.51% of home value per year — the 9th lowest in the country. Average homeowner's insurance runs near $1,560/year on a $300,000 home — the 16th lowest.
Comfortable
$265,695
Stretch
$330,920
Risky ceiling
$372,662
A lender would likely approve up to $372,662 on this baseline in West Virginia — but this household's own budget, once real expenses are counted, can only sustain $330,920. That $41,742 gap is exactly the kind of overreach this calculator exists to flag before it becomes a monthly deficit.
Open the home affordability calculator with these numbersOther states
Browse all states · Browse by income · Full mortgage calculator · Methodology